Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time

When you file for Chapter 13 bankruptcy, you can wipe out some of your debt and pay off the rest over time with a repayment plan approved by the bankruptcy court. You may be able to:

avoid foreclosure

stop car repossession

reduce car loan debt

stop most debt collectors, and

remove junior liens from your home

Here, you'll find clear explanations of the Chapter 13 process and worksheets to help you:

consider alternatives to bankruptcy

decide if Chapter 13 is your best option

determine if you qualify for Chapter 13

estimate your monthly plan repayment

find and work effectively with an excellent lawyer, and

rebuild your credit after bankruptcy

This revised edition includes all the latest changes in bankruptcy law, including updated 50-state exemption tables, and important U.S. Supreme Court decisions.

If you are considering or have decided to file Chapter 13 bankruptcy, Nolo’s Chapter 13 Bankruptcy is the essential guide you need to understand the procedures and law.

Please note: This book does not cover business bankruptcies, farm reorganizations, or Chapter 7 personal bankruptcy. For Chapter 7 bankruptcy, see Nolo's How to File for Chapter 7 Bankruptcy.