Chapter 13 Bankruptcy: Keep Your Property and Repay Debts over Time

AUDIENCE:
This book helps the growing number of people who don't qualify for Chapter 7 bankruptcy, as well as those in need of the benefits available only in a Chapter 13 bankruptcy, such as individuals who:

• would lose property in a Chapter 7 bankruptcy
  
• need to catch up on a past due mortgage or car payment, or
  
• want to repay debts that can't be wiped out in bankruptcy over time. REASONS TO BUY THIS NEW EDITION:
  
• The author uses easy-to-understand language to explain how Chapter 13 bankruptcy aids financial recovery (filers pay high-priority debts–such as house and car payments, taxes, and support obligations–before credit card balances, medical bills, and personal loans), and how to calculate the required monthly repayment amount.
  
• The reader learns what to expect during the repayment period, and the types of legal motions used to address a change in financial circumstances.
  
• This edition includes the latest official Chapter 13 plan form (and instructions for finding local plans), as well as a sample Chapter 13 bankruptcy filing using newly revised official bankruptcy forms.
  
• Also included are tips on finding, hiring, and working with a lawyer.